Scotiabank Hack IT: Debt Challenge


Be respectful at the event and on all social media. Everyone is here to have fun, learn and create something great. Although this is a competition, please be supportive and nice to everyone.

Scotiabank Hack IT is open to all legal residents of Canada of the legal age of majority or older in their province or territory of residence, except employees, representatives, agents or relatives of Hackworks Inc, The Bank of Nova Scotia, or any sponsors.

Team can be made up 1-8 people.

Every team needs to be registered on the Scotiabank Hack IT website to be able to submit and be eligible for prizes. You can remove yourself from a team at any time. The option is available on the Team Page when signed in. If for some reason you need to remove a team member, and they cannot or will not remove themselves, you can contact us and we will evaluate the situation.


We will be judging Scotiabank Hack IT submissions on five different criteria: Impact, Innovation, Functionality, User Experience and Presentation in two phases. This allows multiple judges to see every submission and ensures the great submissions rise to the top.

A committee of judges will first review submissions during science-fair-style judging to narrow the teams down to the top three. The top teams will then pitch to a panel of judges in front of a live audience and, after a short deliberation, the winners will be announced.

For more information on the scoring format, and judging criteria please download the judging criteria at the bottom of this page.


Must address hackathon challenge: “Create a digital experience that helps Canadians manage their debt and become better off”
Acceptable submission types: .ipa or .apk, or source files to a locally hosted website/web app, or hosted website/web apps.
Use a code repository (Github or Bitbucket) to share application with the Scotiabank Hack IT team.

To ensure a level field for all contestants, all code, design, art, and audio assets must be created during the duration of Scotiabank Hack IT. But, you are encouraged to use 3rd party services, APIs, open source projects, libraries, and frameworks. You only have 40 hours and this will allow you to focus on the innovation of your application.

You are allowed to make plans and brainstorm prior to the event. You are also allowed to use material that is freely available to the public, like public domain images, creative commons music, open source libraries and the like.

We require access to your repository so we can review your code and ensure all participants have followed the rules.

The outputs of Scotiabank Hack IT are owned by the individuals and teams who create them. If the team is interested in selling or licensing their IP to a third party, as the sponsor of the hackathon, Scotiabank requests first right of refusal.

By submitting your application, you give Scotiabank Hack IT, the Bank of Nova Scotia, and Hackworks Inc. permission to showcase your app or website for the purposes of marketing, advertising or promoting any of the sponsors, their products or services.

Failure to comply may result in the offending team's disqualification.

View Full Rules & Regulations
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